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STANDARD FULL COVERAGE POLICY ON CFD TRANSACTIONS

Object of the Policy

This policy regulates the general conditions of *full coverage of the risk of loss* on a maximum of *ten (10) investment transactions* carried out through *Contracts for Difference (CFD)*.

The coverage is valid for a maximum period of *90 consecutive days* starting from the activation date and applies exclusively to transactions classified as compliant with the conditions described in the following paragraphs.

Instruments Eligible for Coverage

Type of Asset Only CFDs on regulated instruments are eligible for coverage, including:

Shares
Indices
Currencies (Forex)
Commodities

All instruments must be traded on platforms authorised by European supervisory authorities (e.g. *ESMA*, *CONSOB*, *BaFin*, etc.).

Limits per Transaction Each single covered transaction has a maximum reimbursement limit of *EUR 5,000*.

Activation Conditions

Registration of Transactions Transactions subject to coverage must be registered within *24 hours of opening*, via the automatic channels provided by the authorised broker.

Maximum Number of Transactions The coverage extends to a maximum of *10 total transactions*, regardless of their outcome.

Operational Requirements Adherence to regulated risk parameters is required, including a maximum leverage of *1:30* for retail clients, in line with the regulations ESMA.

Refund Procedure

Immediate Refund In the event of a loss-making transaction recorded as covered, *100% of the capital invested in the single transaction* is *automatically and immediately credited to the broker account balance* associated with the investor.

Integration with the Broker The system is integrated in real time with the trading platform. Verification of the transaction and authorization of reimbursement are completely automated, without the need for a manual request by the customer.

Guarantees and Security

Dedicated Guarantee Fund The funds intended for reimbursement are tied up in a
*guaranteed trust account at a European banking institution*, monitored by independent auditors on a quarterly basis.

Operational Transparency All reimbursements are traceable, electronically recorded and verifiable. The coverage process complies with *European Regulation 2019/2033* on the protection of retail investors.

Limitations

Transactions that violate current regulations or that present elements of manipulation or fraud are excluded from coverage.
Transactions carried out with leverages exceeding the limits set for retail clients are not included in the coverage.
The coverage is not transferable or cumulative beyond the set limit of 10 transactions.

*General information document. The validity of the coverage is subject to acceptance of the specific contractual conditions and activation by an authorized broker.*